Debt Free In 2010

I just made a post but what is the answer?
I just made a post about having bad credit but needing a loan for about $1000. even with that, I will be debt free by july/august 2010 and some people are saying debt cons. I am not going to do that when I can have my debt paid myself in 6 months, that would be kind of stupid, i just ran into some burdens and need a little help
Why do you need the loan? If you just want it to consolidate your debts, maybe you need to bite the bullet, live on less, and put up with the higher interest rates until you are debt free. Sorry; sometimes the only way around something is straight through it.
Federal Budget 2010 Explained — Welcome to Loonieland